Terms of Service
Last updated August 2026
What DecidePlan is
DecidePlan gives you a free spending range for common big purchases, plus optional paid decision kits with interactive calculators and worksheets. DecidePlan is an educational planning tool, not financial, legal, or professional advice. You're responsible for your own financial decisions.
Purchases
Paid kits are one-time purchases processed by Gumroad. Your license key unlocks the interactive tools for that kit. Sharing or reselling license keys is not permitted.
Accounts
Creating an account is optional. It lets you save unlocked kits so you can access them from any device. You're responsible for keeping your login credentials secure.
Affiliate links
DecidePlan may earn a commission from some links to third-party products or services. This never changes your calculated spending range or the price you pay.
Changes
We may update these terms as DecidePlan evolves. Continued use of the site after a change means you accept the updated terms.
Contact
Questions? Email instasefa@gmail.com.