DecidePlan · Home Renovation
How much should you budget for a renovation if you're moving in 3 years?
A shorter hold horizon changes your ROI calculus — you're more focused on resale value than personal upgrades. Here's the range. A comfortable range is $28,800–$36,000, with a sweet spot around $36,000. Stretching goes up to $40,000; past $40,000, more spending rarely buys a better outcome.
Want your own exact number?
Use the home renovation calculatorMethodology
A deterministic model based on your answers, not AI guesswork — your financial capacity weighed against category-specific market benchmarks.
Assumptions
- Scope / square footagehigh impact
- Local construction indexmedium impact
- Finish levelhigh impact
- Home value ceilingmedium impact
- Stay horizonlow impact
Data Sources
Category benchmarks are sourced from named industry studies and reputable market data, refined over time.
Last Updated
2026-08 · methodology v2