Home Purchase · Digital Decision Kit
Home Affordability Decision Kit
Every home-buying money decision, mapped out in advance.
What decision this helps you make
The free tool gives you a range. This kit turns that range into a full plan — so every offer and closing-cost conversation has a clear answer behind it.
What you get
Home Affordability Model
Every factor, pre-weighted to your total budget.
Down Payment Planner
See how down payment size shifts your monthly payment.
Mortgage Scenario Tool
Compare rate and term scenarios side by side.
Closing Cost Calculator
Know what's due at the table before you get there.
Property Tax Planner
Budget for taxes by area, not a guess.
Insurance Budget
Right-size homeowner's insurance in your monthly number.
HOA / Maintenance Planner
Plan for the costs that don't show up in the listing.
Buy-vs-Rent Model
See the real break-even point for your situation.
Offer Comparison Sheet
Compare properties on true total cost, not just price.
First-Year Homeownership Budget
Plan the costs that hit right after closing.
Format
Instant download after purchase — worksheets and calculators you fill in yourself, plus a short PDF guide. One payment, yours to keep. No subscription, no account required.
DecidePlan may earn a commission from some links. This does not affect your calculated spending range.