What decision this helps you make
The free tool gives you a range. This kit turns that range into a full total-cost-of-ownership plan — so every dealer conversation has a clear answer behind it.
What you get
Car Affordability Calculator
Every factor, pre-weighted to your total budget.
Loan Scenario Tool
Compare rate and term scenarios side by side.
Down-Payment Planner
See how down payment size shifts your monthly payment.
Insurance Estimate Sheet
Right-size insurance in your monthly number.
Fuel / Charging Cost
Budget the cost of actually driving it.
Maintenance Budget
Plan for the costs that don't show up on the sticker.
Depreciation Model
See what it'll really be worth in a few years.
New-vs-Used Matrix
A framework for the trade-offs that matter.
Keep-vs-Replace Calculator
Know when replacing beats repairing.
Total Cost of Ownership Comparison
Compare cars on true cost, not sticker price.
Format
Instant download after purchase — worksheets and calculators you fill in yourself, plus a short PDF guide. One payment, yours to keep. No subscription, no account required.
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